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Star Citizen What Does Insurance Do?

Star Citizen What Does Insurance Do?
What is insurance? Pilots in Star Citizen can purchase insurance policies for their ships, modifications and cargo. This ensures that your ship will be replaced and/or its modifications and cargo will be subsidized should you be destroyed in a fight or accident.

Do you lose your ship upgrades in Star Citizen?
All ship upgrades are permanent. Once upgraded, a ship cannot be reverted back to its previous state. The only way to revert an upgraded ship is to potentially reclaim your pledge then buy it back. This strips all upgrades on the ship and forcefully returns the original ship with the pledge.

What does lifetime insurance mean in Star Citizen?
Lifetime Insurance (LTI) is a upcoming permanent insurance policy with no expiration date unlike the Standard Hull Insurance. LTI can not be obtained separately, but upgrading a ship in possession of LTI allows to transfer LTI from one ship to another.

Related Questions

What happens if your ship gets destroyed in Star Citizen?

Of course, your ship will get blown up at some point, which is where the insurance comes in. If you’ve bought insurance, and your ship gets destroyed, you can pay the 10% deductible, which will expedite the replacement of the ship.

Why does Star Citizen have insurance?

What is insurance? Pilots in Star Citizen can purchase insurance policies for their ships, modifications and cargo. This ensures that your ship will be replaced and/or its modifications and cargo will be subsidized should you be destroyed in a fight or accident.

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Can you permanently lose your ship in Star Citizen?

Currently in Star Citizen when you die you respawn and you can easily reclaim your ship. The only real risk is losing a cargo ship full of loot atm… and there are going to be resets… so nothing really is lost and you can go straight back into the game…

Does insurance Matter Star Citizen?

As in real life, insurance policies must be maintained: you must pay a regular fee in galactic credits (the in-game currency) or your policy will lapse and you will not receive a payout or a ship replacement when your ship is destroyed.

Can you lose your ship permanently in Star Citizen?

Ships that you pledge for using real money are not leased, but if you want them to “last forever” you will (after game launch) need to pay for insurance using ingame money once the standard hull insurance period expires. Otherwise your ship would be lost if destroyed in game.

Can you lose all your stuff in Star Citizen?

FilipinoI-pauseEnglishPauseWith patch-15, personal player inventories have been introduced and players will now lose all of their carried items should they die, as they will remain with the player’s corpse instead of staying with them upon respawning. You will need to return to where you died to recover your items on your own.

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